Integrating financial planning with gerontology
Financial gerontology focuses on caregiving, family relationships, health, retirement and economics to improve quality of life.
Isn’t Insurance a Form of Gambling?
The key difference between gambling and insurance is that, gambling creates a risk of losing something which is not there before you decide to gamble, to win something bigger, whereas insurance protects you for the consequences of risks which are already there.
Can I get ‘rich’ by getting more money from my insurance policy than the money I put in?
It depends on which type of insurance policy you buy. It depends also on when a claim is made which is allowed in the policy.
Why the Fight between Whole Life and Term Supporters?
What is the fight about? And why the fight in the first place? And who is the referee? And who is the winner?
Tax Planning via Supplementary Retirement Scheme (SRS)
It is the time of the year to start tax planning. The Supplementary Retirement Scheme (SRS) gives taxpayers a way to put additional savings away for retirement.
Is there a Best Time to Buy Life Insurance?
Some say that the best time is when you are young, when the premiums are clearly cheaper. Some say that the best time is when you get married when the protection need becomes real.
YOLO! So why should I get insured now?
I remember being approached by a life insurance agent when I started working. Insurance was the last thing of my concerns as I celebrated receiving the first paycheck
Why bother buying life insurance when the chances are so small?
The question which is often unsaid but at the back of the minds of many is “WHY bother about life insurance – the chances are so slim of my dying before 60?”